Strategic Financial Services, Inc.

CIK 1432539 · EDGAR ↗

sum of disclosed values for 2026-03-31; 0 positions have no disclosed value and are left out of the sum, counted here rather than dropped: $2.1B
every reported holding for this filer and quarter, including ones with no disclosed value: 153
positions with no comparable holding in the prior quarter (kind new), 2026-03-31: 0
positions absent from this quarter's filing after being held last quarter (kind exit), 2026-03-31 — inferred from absence, not a sale record: 0

Quarter-end snapshot, filed up to 45 days later — not current holdings. What a 13F covers ↓

Changes · Quarter ended 2026-03-31. Newest filing in this build: 2026-07-31. Per-row filing dates are on each receipt.

Position changes into quarter 2026-03-31
position matched across quarters by exact reported CUSIP over a registry gap — never a name match	NEW / ADD / TRIM / EXIT by share count · NO CHANGE = same shares; the value moved with price, so never an ADD or a TRIM · EXIT = absent this quarter (disposed, delisted, confidential, or reported by an affiliate) — the filing does not say which · NO PRIOR = no comparable prior quarter on record (a first filing, or a quarter filed inside an affiliate's report), so not called a new stake · n/c = not classifiable: value undisclosed on one side of the pair, or neither shares nor value can classify it · †v: the reported share count is unchanged across the pair; this build's data classified the change from its reported value; builds from 2026-09-10 on read it as NO CHANGE	derived by Public Filings from the published data; “no value” means the source did not disclose a usable value — never zero	reported unit changed across the pair (SH↔PRN); the share delta is withheld rather than fabricated	Prev value	Curr value	Prev shares	Curr shares

Ticker: no position here maps to a reviewed ticker. Flags: no row carries a flag.

No prior quarter to compare · 152

This filer has no comparable holdings list for the previous quarter on record — a first filing under this registration, or a quarter reported inside an affiliated manager's filing. These positions are not new stakes; there is nothing to compare them against.

Positions with no prior quarter to compare into quarter 2026-03-31
The reviewed ticker for the filed issuer name and share class, the same mapping the Reported positions table uses. Symbols are never inferred from names; — means no reviewed mapping.	position matched across quarters by exact reported CUSIP over a registry gap — never a name match	NEW / ADD / TRIM / EXIT by share count · NO CHANGE = same shares; the value moved with price, so never an ADD or a TRIM · EXIT = absent this quarter (disposed, delisted, confidential, or reported by an affiliate) — the filing does not say which · NO PRIOR = no comparable prior quarter on record (a first filing, or a quarter filed inside an affiliate's report), so not called a new stake · n/c = not classifiable: value undisclosed on one side of the pair, or neither shares nor value can classify it · †v: the reported share count is unchanged across the pair; this build's data classified the change from its reported value; builds from 2026-09-10 on read it as NO CHANGE	derived by Public Filings from the published data; “no value” means the source did not disclose a usable value — never zero	reported unit changed across the pair (SH↔PRN); the share delta is withheld rather than fabricated	Prev value	Curr value	Prev shares	Curr shares
—	share class as filed: INTL EQTY FACTOR · position key `sid:sec:prov:48e50a6f8a0d96c450bb8d2eefb7f337` · issuer key `iss:2405`	NO PRIOR	—	—	—	$339M	—	8,700,431
—	share class as filed: US SML CAP EQT · position key `sid:sec:prov:6d7bd74852196b4e59e6b443b5999a54` · issuer key `iss:2405`	NO PRIOR	—	—	—	$290M	—	3,836,442
—	share class as filed: U S EQUITY FACTR · position key `sid:sec:prov:763c6b16ddbd2879e35ad29e94078516` · issuer key `iss:2405`	NO PRIOR	—	—	—	$263M	—	3,990,874
—	share class as filed: INTER TERM TREAS · position key `sid:sec:prov:7175357d7c86ef92a73a4c94c374b858` · issuer key `iss:2482`	NO PRIOR	—	—	—	$161M	—	2,703,579
—	share class as filed: SHRT TRM CORP BD · position key `sid:sec:prov:3a69ff5ca4f41bbce8dbd9c569fbb075` · issuer key `iss:2482`	NO PRIOR	—	—	—	$115M	—	1,451,149
—	share class as filed: EMNG MKTS EQT · position key `pos:11438` · issuer key `iss:1016`	NO PRIOR	—	—	—	$114M	—	1,885,974
—	share class as filed: STRM INFPROIDX · position key `sid:sec:prov:fd0585629cc2c56c522b14f4ca767dfd` · issuer key `cusip6:922020`	NO PRIOR	—	—	—	$73.4M	—	1,468,510
—	share class as filed: LONG TERM TREAS · position key `sid:sec:prov:0642809ea123953125be984c495918ab` · issuer key `iss:2482`	NO PRIOR	—	—	—	$72.4M	—	1,308,320
—	share class as filed: INT-TERM CORP · position key `pos:11431` · issuer key `iss:2482`	NO PRIOR	—	—	—	$71.9M	—	869,001
—	share class as filed: US MOMENTUM · position key `sid:sec:prov:22bce2a4b67af2a036c8f2952873e10f` · issuer key `cusip6:921935`	NO PRIOR	—	—	—	$56.3M	—	285,538
—	share class as filed: MSCI USA MMENTM · position key `sid:sec:prov:57ca25e81d0e6e1a2e81d2252c83645c` · issuer key `cusip6:46432F`	NO PRIOR	—	—	—	$54.1M	—	225,567
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: SPDR GLD MINIS · position key `pos:14579` · issuer key `iss:1990`	NO PRIOR	—	—	—	$54.1M	—	583,756
—	share class as filed: INTERNATNAL VAL · position key `sid:sec:prov:2159ea7ce4ecfdba0c2fac3412c58147` · issuer key `cusip6:25434V`	NO PRIOR	—	—	—	$44.0M	—	833,500
—	share class as filed: MSCI EQUAL WEITE · position key `sid:sec:prov:dd29977e39817ce41d988a86e48e90de` · issuer key `cusip6:464286`	NO PRIOR	—	—	—	$39.0M	—	383,497
—	share class as filed: ACTIVEBETA INT · position key `sid:sec:prov:0eefd08f4910374e561c8074d513084d` · issuer key `iss:2392`	NO PRIOR	—	—	—	$38.4M	—	890,002
—	share class as filed: SHORT TERM TREAS · position key `sid:sec:prov:5c0159d8e365eac662fab857eba96ecb` · issuer key `iss:2482`	NO PRIOR	—	—	—	$34.5M	—	589,560
—	share class as filed: INTRM GOV CR ETF · position key `pos:17791` · issuer key `iss:1013`	NO PRIOR	—	—	—	$29.0M	—	271,848
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:13215` · issuer key `iss:144`	NO PRIOR	—	—	—	$17.2M	—	67,807
—	share class as filed: MSCI USA SZE FT · position key `sid:sec:prov:08b92641c720a61b2a0277aa2130fb5e` · issuer key `cusip6:46432F`	NO PRIOR	—	—	—	$16.2M	—	101,724
—	share class as filed: EM MK GOV BD ETF · position key `sid:sec:prov:3880da0846e248a4b069bf6974f43a9f` · issuer key `iss:2479`	NO PRIOR	—	—	—	$14.7M	—	224,112
—	share class as filed: ACTIVEBETA US LG · position key `sid:sec:prov:7e3935dc1f8b30677f3ae168aaf27ee0` · issuer key `iss:2392`	NO PRIOR	—	—	—	$12.2M	—	97,705
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: CAP STK CL C · position key `pos:17821` · issuer key `iss:89`	NO PRIOR	—	—	—	$9.7M	—	33,988
—	share class as filed: ACTIVEBETA EME · position key `sid:sec:prov:fc1023a1198c0241370c2e55e9fb7671` · issuer key `iss:2392`	NO PRIOR	—	—	—	$9.6M	—	222,255
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM NEW · position key `pos:10455` · issuer key `iss:1091`	NO PRIOR	—	—	—	$7.9M	—	37,146
—	share class as filed: ACTIVEBETA US · position key `sid:sec:prov:c61f94a59e58c0818e663238f56198ae` · issuer key `iss:2392`	NO PRIOR	—	—	—	$7.4M	—	99,225
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:18039` · issuer key `iss:1025`	NO PRIOR	—	—	—	$7.3M	—	24,789
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM NEW · position key `pos:18187` · issuer key `iss:1040`	NO PRIOR	—	—	—	$7.2M	—	4,919
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:11825` · issuer key `iss:1225`	NO PRIOR	—	—	—	$6.1M	—	16,407
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:17201` · issuer key `iss:1208`	NO PRIOR	—	—	—	$5.9M	—	6,764
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM CL A · position key `pos:12848` · issuer key `iss:1921`	NO PRIOR	—	—	—	$4.8M	—	15,992
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: GOLD SHS · position key `pos:11237` · issuer key `iss:1601`	NO PRIOR	—	—	—	$4.0M	—	9,364
—	share class as filed: STATE STREET SPD · position key `pos:10141` · issuer key `iss:1602`	NO PRIOR	—	—	—	$3.8M	—	29,736
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM NEW · position key `pos:12492` · issuer key `iss:810`	NO PRIOR	—	—	—	$3.5M	—	12,479
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:16072` · issuer key `iss:1370`	NO PRIOR	—	—	—	$3.5M	—	23,878
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:14552` · issuer key `iss:711`	NO PRIOR	—	—	—	$3.4M	—	20,080
—	share class as filed: US MOMENTUM · position key `sid:sec:prov:5d020e7224f573a887c84d61604dd6a7` · issuer key `iss:2408`	NO PRIOR	—	—	—	$3.3M	—	48,587
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:11610` · issuer key `iss:287`	NO PRIOR	—	—	—	$3.0M	—	3,164
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:10718` · issuer key `iss:1311`	NO PRIOR	—	—	—	$3.0M	—	32,166
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:12030` · issuer key `iss:525`	NO PRIOR	—	—	—	$3.0M	—	2,978
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:17863` · issuer key `iss:1147`	NO PRIOR	—	—	—	$2.8M	—	13,609
—	share class as filed: TOTAL STK MKT · position key `pos:12944` · issuer key `iss:2483`	NO PRIOR	—	—	—	$2.8M	—	8,598
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:17386` · issuer key `iss:806`	NO PRIOR	—	—	—	$2.7M	—	3,146
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: CAP STK CL A · position key `pos:15142` · issuer key `iss:89`	NO PRIOR	—	—	—	$2.4M	—	8,507
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:10357` · issuer key `iss:1786`	NO PRIOR	—	—	—	$2.4M	—	6,447
—	share class as filed: STATE STREET SPD · position key `pos:11486` · issuer key `iss:1602`	NO PRIOR	—	—	—	$2.3M	—	87,903
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:17751` · issuer key `iss:1214`	NO PRIOR	—	—	—	$2.3M	—	19,006
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:13599` · issuer key `iss:1035`	NO PRIOR	—	—	—	$2.2M	—	9,059
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:17899` · issuer key `iss:1745`	NO PRIOR	—	—	—	$2.1M	—	13,358
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:14175` · issuer key `iss:95`	NO PRIOR	—	—	—	$2.1M	—	10,045
—	share class as filed: ISHS 1-5YR INVS · position key `pos:14231` · issuer key `iss:1013`	NO PRIOR	—	—	—	$2.0M	—	38,588
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: CL B NEW · position key `pos:11205` · issuer key `iss:255`	NO PRIOR	—	—	—	$2.0M	—	4,198
—	share class as filed: VG TL INTL STK F · position key `sid:sec:prov:e80cc45ae7833b901a24570947177154` · issuer key `cusip6:921909`	NO PRIOR	—	—	—	$2.0M	—	25,725
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:17533` · issuer key `iss:1509`	NO PRIOR	—	—	—	$2.0M	—	15,160
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:11944` · issuer key `iss:454`	NO PRIOR	—	—	—	$1.9M	—	24,599
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:15642` · issuer key `iss:1334`	NO PRIOR	—	—	—	$1.8M	—	10,463
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:10854` · issuer key `iss:300`	NO PRIOR	—	—	—	$1.8M	—	422
—	share class as filed: VNG RUS2000IDX · position key `sid:sec:prov:bce024cedb5a73e1c516a1c8a9f328d6` · issuer key `iss:2482`	NO PRIOR	—	—	—	$1.5M	—	15,208
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:13833` · issuer key `iss:1435`	NO PRIOR	—	—	—	$1.5M	—	9,553
—	share class as filed: TAX EXEMPT BD · position key `sid:sec:prov:3befb2dfacacebff62a1d992609b2891` · issuer key `cusip6:922907`	NO PRIOR	—	—	—	$1.5M	—	29,650
—	share class as filed: VAN FTSE DEV MKT · position key `pos:17409` · issuer key `iss:2478`	NO PRIOR	—	—	—	$1.4M	—	21,201
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:12827` · issuer key `iss:323`	NO PRIOR	—	—	—	$1.3M	—	4,252
—	share class as filed: MED BREAKTHGH · position key `sid:sec:prov:95244820e5ef3c711847ca85bc648b15` · issuer key `cusip6:00162Q`	NO PRIOR	—	—	—	$1.3M	—	24,869
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: TR UNIT · position key `pos:11570` · issuer key `iss:1599` CALL	NO PRIOR	—	—	—	$1.3M	—	2,000
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:14064` · issuer key `iss:2295`	NO PRIOR	—	—	—	$1.3M	—	6,600
—	share class as filed: GROWTH ETF · position key `pos:11209` · issuer key `iss:2483`	NO PRIOR	—	—	—	$1.3M	—	2,943
—	share class as filed: SHRT NAT MUN ETF · position key `pos:17598` · issuer key `iss:1013`	NO PRIOR	—	—	—	$1.2M	—	11,713
—	share class as filed: DIV APP ETF · position key `pos:16249` · issuer key `iss:2476`	NO PRIOR	—	—	—	$1.2M	—	5,448
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:17630` · issuer key `iss:1849`	NO PRIOR	—	—	—	$1.1M	—	2,183
—	share class as filed: CORE S&P500 ETF · position key `pos:10307` · issuer key `iss:1012`	NO PRIOR	—	—	—	$1.1M	—	1,702
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: TR UNIT · position key `pos:11570` · issuer key `iss:1599`	NO PRIOR	—	—	—	$1.1M	—	1,641
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:11609` · issuer key `iss:1447`	NO PRIOR	—	—	—	$1.1M	—	5,857
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:10136` · issuer key `iss:990`	NO PRIOR	—	—	—	$1.1M	—	4,332
—	share class as filed: CORE MSCI EMKT · position key `pos:13905` · issuer key `iss:1016`	NO PRIOR	—	—	—	$1.0M	—	14,608
—	share class as filed: RUS 1000 GRW ETF · position key `pos:11528` · issuer key `iss:1012`	NO PRIOR	—	—	—	$994K	—	2,331
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:14992` · issuer key `iss:1485`	NO PRIOR	—	—	—	$928K	—	6,421
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:15499` · issuer key `iss:23`	NO PRIOR	—	—	—	$904K	—	4,155
—	share class as filed: MID CAP ETF · position key `pos:14055` · issuer key `iss:2483`	NO PRIOR	—	—	—	$901K	—	3,136
—	share class as filed: CORE MSCI EAFE · position key `sid:sec:prov:f1fd766d326ca552a85c000a4415c3d6` · issuer key `cusip6:46432F`	NO PRIOR	—	—	—	$891K	—	9,845
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: CL A · position key `pos:14206` · issuer key `iss:1193`	NO PRIOR	—	—	—	$885K	—	1,772
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:11938` · issuer key `iss:834`	NO PRIOR	—	—	—	$876K	—	1,035
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:13471` · issuer key `iss:562`	NO PRIOR	—	—	—	$851K	—	1,511
—	share class as filed: FRANKLIN NY MUNI · position key `sid:sec:prov:9e9b7b6e93ed7397fc1e5afd57a7613b` · issuer key `cusip6:746729`	NO PRIOR	—	—	—	$850K	—	108,955
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM NEW · position key `pos:11621` · issuer key `iss:1253`	NO PRIOR	—	—	—	$843K	—	5,125
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:13490` · issuer key `iss:1939`	NO PRIOR	—	—	—	$843K	—	6,783
—	share class as filed: FTSE EMR MKT ETF · position key `sid:sec:prov:2727b63284f6235da134480881be8949` · issuer key `iss:2480`	NO PRIOR	—	—	—	$840K	—	15,550
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: CL A · position key `pos:11390` · issuer key `iss:720`	NO PRIOR	—	—	—	$806K	—	1,409
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:12827` · issuer key `iss:323` PUT	NO PRIOR	—	—	—	$774K	—	2,500
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:16115` · issuer key `iss:1869`	NO PRIOR	—	—	—	$771K	—	2,849
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:11267` · issuer key `iss:2257`	NO PRIOR	—	—	—	$680K	—	2,087
—	share class as filed: US TARGETED VLU · position key `sid:sec:prov:beafa1ae0c917b4bc0bad88f645ea4d8` · issuer key `cusip6:25434V`	NO PRIOR	—	—	—	$666K	—	10,658
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:16096` · issuer key `iss:1206`	NO PRIOR	—	—	—	$663K	—	2,132
—	share class as filed: MCAP GR IDXVIP · position key `sid:sec:prov:4bf4a03276865e7070ffcb8527bf98a8` · issuer key `iss:2483`	NO PRIOR	—	—	—	$660K	—	2,566
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:16131` · issuer key `iss:1632`	NO PRIOR	—	—	—	$583K	—	6,199
—	share class as filed: CORE US AGGBD ET · position key `pos:14737` · issuer key `iss:1012`	NO PRIOR	—	—	—	$572K	—	5,765
—	share class as filed: CORE S&P TTL STK · position key `pos:11463` · issuer key `iss:1012`	NO PRIOR	—	—	—	$568K	—	3,988
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:16439` · issuer key `iss:520`	NO PRIOR	—	—	—	$559K	—	4,111
—	share class as filed: COM · position key `sid:sec:prov:4d447c08508794b93a56d5c7ab4cc814` · issuer key `cusip6:669549`	NO PRIOR	—	—	—	$529K	—	17,972
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:13167` · issuer key `iss:1501`	NO PRIOR	—	—	—	$513K	—	1,895
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:10793` · issuer key `iss:195`	NO PRIOR	—	—	—	$513K	—	2,523
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:16368` · issuer key `iss:953`	NO PRIOR	—	—	—	$510K	—	908
—	share class as filed: COM · position key `sid:sec:prov:1817ff6a8b77f332e6d7f8022cc4199c` · issuer key `cusip6:203607`	NO PRIOR	—	—	—	$509K	—	8,686
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:10715` · issuer key `iss:916`	NO PRIOR	—	—	—	$485K	—	1,475
—	share class as filed: MSCI USA VALUE · position key `sid:sec:prov:85bbd3b28857c8988aa9b3717f950d84` · issuer key `cusip6:46432F`	NO PRIOR	—	—	—	$482K	—	3,390
—	share class as filed: US MKTWIDE VALUE · position key `sid:sec:prov:1e6f07bffab058d990fc818109d271bc` · issuer key `cusip6:25434V`	NO PRIOR	—	—	—	$479K	—	9,875
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:16667` · issuer key `iss:362`	NO PRIOR	—	—	—	$476K	—	11,606
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:15863` · issuer key `iss:1123`	NO PRIOR	—	—	—	$474K	—	515
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:15626` · issuer key `iss:1529`	NO PRIOR	—	—	—	$473K	—	2,453
—	share class as filed: SMALL CP ETF · position key `pos:17231` · issuer key `iss:2483`	NO PRIOR	—	—	—	$464K	—	1,772
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:11717` · issuer key `iss:440`	NO PRIOR	—	—	—	$460K	—	2,221
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: N Y REGISTRY SHS · position key `pos:11625` · issuer key `iss:2284`	NO PRIOR	—	—	—	$453K	—	343
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:10493` · issuer key `iss:471`	NO PRIOR	—	—	—	$450K	—	5,919
—	share class as filed: SML CP GRW ETF · position key `sid:sec:prov:e1fd18a8d58c43ad5ed9af37714bdfaa` · issuer key `iss:2483`	NO PRIOR	—	—	—	$426K	—	1,408
—	share class as filed: VNG RUS1000IDX · position key `sid:sec:prov:303540766d2ecf333f46440f72a108ab` · issuer key `iss:2482`	NO PRIOR	—	—	—	$421K	—	1,425
—	share class as filed: CORE UNIVRSL USD · position key `sid:sec:prov:df074602715c1ffe206222b8ce0c038f` · issuer key `iss:2405`	NO PRIOR	—	—	—	$407K	—	8,812
—	share class as filed: JPMORGAN USD EMG · position key `pos:15571` · issuer key `iss:1013`	NO PRIOR	—	—	—	$404K	—	4,305
—	share class as filed: COM · position key `sid:sec:prov:82d309cea65b1aeecf30d5a16aa93973` · issuer key `cusip6:890110`	NO PRIOR	—	—	—	$402K	—	5,095
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:13432` · issuer key `iss:411`	NO PRIOR	—	—	—	$399K	—	563
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:12766` · issuer key `iss:1817`	NO PRIOR	—	—	—	$388K	—	1,330
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:15592` · issuer key `iss:954`	NO PRIOR	—	—	—	$356K	—	1,367
—	share class as filed: ALLWRLD EX US · position key `pos:13994` · issuer key `iss:2480`	NO PRIOR	—	—	—	$347K	—	4,621
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:12366` · issuer key `iss:22`	NO PRIOR	—	—	—	$342K	—	3,329
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:14916` · issuer key `iss:1946`	NO PRIOR	—	—	—	$335K	—	1,459
—	share class as filed: VALUE ETF · position key `pos:10986` · issuer key `iss:2483`	NO PRIOR	—	—	—	$310K	—	1,581
—	share class as filed: S&P 500 GRWT ETF · position key `pos:13746` · issuer key `iss:1012`	NO PRIOR	—	—	—	$308K	—	2,720
—	share class as filed: SM CP VAL ETF · position key `pos:16562` · issuer key `iss:2483`	NO PRIOR	—	—	—	$305K	—	1,405
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:15035` · issuer key `iss:505`	NO PRIOR	—	—	—	$300K	—	2,270
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:15445` · issuer key `iss:84`	NO PRIOR	—	—	—	$285K	—	1,375
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:15241` · issuer key `iss:885`	NO PRIOR	—	—	—	$280K	—	2,072
—	share class as filed: CORE S&P MCP ETF · position key `pos:16868` · issuer key `iss:1012`	NO PRIOR	—	—	—	$279K	—	4,135
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:13738` · issuer key `iss:1698`	NO PRIOR	—	—	—	$267K	—	2,768
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:13876` · issuer key `iss:917`	NO PRIOR	—	—	—	$263K	—	1,163
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:10935` · issuer key `iss:1902`	NO PRIOR	—	—	—	$259K	—	5,154
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:15485` · issuer key `iss:903`	NO PRIOR	—	—	—	$259K	—	1,244
—	share class as filed: RUSSELL 2000 ETF · position key `pos:15702` · issuer key `iss:1012`	NO PRIOR	—	—	—	$250K	—	1,007
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: CL A · position key `pos:14585` · issuer key `iss:1246`	NO PRIOR	—	—	—	$247K	—	4,287
—	share class as filed: S&P 500 VAL ETF · position key `pos:13906` · issuer key `iss:1012`	NO PRIOR	—	—	—	$239K	—	1,130
—	share class as filed: COM PAR · position key `sid:sec:prov:ef4fd05fc276417c9957e325895ae543` · issuer key `cusip6:452525`	NO PRIOR	—	—	—	$234K	—	37,000
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:10434` · issuer key `iss:482`	NO PRIOR	—	—	—	$231K	—	2,710
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:17214` · issuer key `iss:298`	NO PRIOR	—	—	—	$231K	—	1,160
—	share class as filed: US SML CAP ETF · position key `pos:11515` · issuer key `iss:1633`	NO PRIOR	—	—	—	$229K	—	7,864
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:10904` · issuer key `iss:1569`	NO PRIOR	—	—	—	$219K	—	610
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:18104` · issuer key `iss:233`	NO PRIOR	—	—	—	$219K	—	1,842
—	share class as filed: INTL EQTY ETF · position key `pos:12476` · issuer key `iss:1633`	NO PRIOR	—	—	—	$216K	—	8,722
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:17095` · issuer key `iss:588`	NO PRIOR	—	—	—	$213K	—	2,205
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:15047` · issuer key `iss:135`	NO PRIOR	—	—	—	$212K	—	725
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: CL A · position key `pos:12445` · issuer key `iss:1405`	NO PRIOR	—	—	—	$212K	—	1,450
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:15433` · issuer key `iss:1290`	NO PRIOR	—	—	—	$212K	—	2,200
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:15144` · issuer key `iss:556`	NO PRIOR	—	—	—	$210K	—	1,106
a reviewed mapping row for this filed issuer name and share class (never inferred from the name)	share class as filed: COM · position key `pos:14191` · issuer key `iss:1855`	NO PRIOR	—	—	—	$207K	—	851
—	share class as filed: VNG RUS1000VAL · position key `sid:sec:prov:599b4902e0ef3c89bb90ee03eb1fde93` · issuer key `iss:2482`	NO PRIOR	—	—	—	$206K	—	2,200
—	share class as filed: RUS MID CAP ETF · position key `pos:16063` · issuer key `iss:1012`	NO PRIOR	—	—	—	$202K	—	2,081
—	share class as filed: COM · position key `sid:sec:prov:0925f4e35ec000c29ee7a44bbd82e45e` · issuer key `cusip6:628778`	NO PRIOR	—	—	—	$200K	—	4,700

Flags: no row carries a flag.

Holdings without a security ID are counted, not compared. Method ↗

Reported positions — 2026-03-31

109 issuers · 153 rows

View

This build carries one quarter for this manager: 2026-03-31. Notable managers carry four published quarters, others two.

This list carries reported issuer names and security identities, without a dated ticker mapping. Symbols are not inferred from names.

a position composed from a base filing plus NEW-HOLDINGS amendments keeps every source row here; the composition's latest filed date is the one shown served from this build's published holdings (derived from the filer's own reported rows); every row resolves to its filing

Share of total reported value, calculated only when the full position list has disclosed values. This is 13F long value, not total assets.

value undisclosed on the filing: retained and counted, excluded from sums, never shown as $0

—

ISHARES TR

4 positions · 4 reported rows

Rows Strategic Financial Services, Inc. reported for ISHARES TR, as it reported them
ISHARES TR · INTL EQTY FACTOR CUSIP 46434V274 src ↗	$339M	8,700,431
ISHARES TR · US SML CAP EQT CUSIP 46434V290 src ↗	$290M	3,836,442
ISHARES TR · U S EQUITY FACTR CUSIP 46434V282 src ↗	$263M	3,990,874
ISHARES TR · CORE UNIVRSL USD CUSIP 46434V613 src ↗	$407K	8,812

ticker not yet mapped

$892M

16,536,559

42.5%

—

VANGUARD SCOTTSDALE FDS

8 positions · 8 reported rows

Rows Strategic Financial Services, Inc. reported for VANGUARD SCOTTSDALE FDS, as it reported them
VANGUARD SCOTTSDALE FDS · INTER TERM TREAS CUSIP 92206C706 src ↗	$161M	2,703,579
VANGUARD SCOTTSDALE FDS · SHRT TRM CORP BD CUSIP 92206C409 src ↗	$115M	1,451,149
VANGUARD SCOTTSDALE FDS · LONG TERM TREAS CUSIP 92206C847 src ↗	$72.4M	1,308,320
VANGUARD SCOTTSDALE FDS · INT-TERM CORP CUSIP — src ↗	$71.9M	869,001
VANGUARD SCOTTSDALE FDS · SHORT TERM TREAS CUSIP 92206C102 src ↗	$34.5M	589,560
VANGUARD SCOTTSDALE FDS · VNG RUS2000IDX CUSIP 92206C664 src ↗	$1.5M	15,208
VANGUARD SCOTTSDALE FDS · VNG RUS1000IDX CUSIP 92206C730 src ↗	$421K	1,425
VANGUARD SCOTTSDALE FDS · VNG RUS1000VAL CUSIP 92206C714 src ↗	$206K	2,200

ticker not yet mapped

$457M

6,940,442

21.7%

—

ISHARES INC

2 positions · 2 reported rows

Rows Strategic Financial Services, Inc. reported for ISHARES INC, as it reported them
ISHARES INC · EMNG MKTS EQT CUSIP — src ↗	$114M	1,885,974
ISHARES INC · CORE MSCI EMKT CUSIP — src ↗	$1.0M	14,608

ticker not yet mapped

$115M

1,900,582

5.5%

—

VANGUARD MALVERN FDS · STRM INFPROIDX CUSIP 922020805
2026-03-31 filed 2026-05-08 +38d

src ↗

ticker not yet mapped

$73.4M

1,468,510

3.5%

—

ISHARES TR

4 positions · 4 reported rows

Rows Strategic Financial Services, Inc. reported for ISHARES TR, as it reported them
ISHARES TR · MSCI USA MMENTM CUSIP 46432F396 src ↗	$54.1M	225,567
ISHARES TR · MSCI USA SZE FT CUSIP 46432F370 src ↗	$16.2M	101,724
ISHARES TR · CORE MSCI EAFE CUSIP 46432F842 src ↗	$891K	9,845
ISHARES TR · MSCI USA VALUE CUSIP 46432F388 src ↗	$482K	3,390

ticker not yet mapped

$71.7M

340,526

3.4%

—

GOLDMAN SACHS ETF TR

4 positions · 4 reported rows

Rows Strategic Financial Services, Inc. reported for GOLDMAN SACHS ETF TR, as it reported them
GOLDMAN SACHS ETF TR · ACTIVEBETA INT CUSIP 381430107 src ↗	$38.4M	890,002
GOLDMAN SACHS ETF TR · ACTIVEBETA US LG CUSIP 381430503 src ↗	$12.2M	97,705
GOLDMAN SACHS ETF TR · ACTIVEBETA EME CUSIP 381430206 src ↗	$9.6M	222,255
GOLDMAN SACHS ETF TR · ACTIVEBETA US CUSIP 381430602 src ↗	$7.4M	99,225

ticker not yet mapped

$67.6M

1,309,187

3.2%

—

VANGUARD WELLINGTON FD · US MOMENTUM CUSIP 921935508
2026-03-31 filed 2026-05-08 +38d

src ↗

ticker not yet mapped

$56.3M

285,538

2.7%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

WORLD GOLD TR · SPDR GLD MINIS CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$54.1M

583,756

2.6%

—

DIMENSIONAL ETF TRUST

3 positions · 3 reported rows

Rows Strategic Financial Services, Inc. reported for DIMENSIONAL ETF TRUST, as it reported them
DIMENSIONAL ETF TRUST · INTERNATNAL VAL CUSIP 25434V807 src ↗	$44.0M	833,500
DIMENSIONAL ETF TRUST · US TARGETED VLU CUSIP 25434V609 src ↗	$666K	10,658
DIMENSIONAL ETF TRUST · US MKTWIDE VALUE CUSIP 25434V724 src ↗	$479K	9,875

ticker not yet mapped

$45.1M

854,033

2.1%

—

ISHARES INC · MSCI EQUAL WEITE CUSIP 464286681
2026-03-31 filed 2026-05-08 +38d

src ↗

ticker not yet mapped

$39.0M

383,497

1.9%

—

ISHARES TR

4 positions · 4 reported rows

Rows Strategic Financial Services, Inc. reported for ISHARES TR, as it reported them
ISHARES TR · INTRM GOV CR ETF CUSIP — src ↗	$29.0M	271,848
ISHARES TR · ISHS 1-5YR INVS CUSIP — src ↗	$2.0M	38,588
ISHARES TR · SHRT NAT MUN ETF CUSIP — src ↗	$1.2M	11,713
ISHARES TR · JPMORGAN USD EMG CUSIP — src ↗	$404K	4,305

ticker not yet mapped

$32.7M

326,454

1.6%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

APPLE INC · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$17.2M

67,807

0.8%

—

VANGUARD WHITEHALL FDS · EM MK GOV BD ETF CUSIP 921946885
2026-03-31 filed 2026-05-08 +38d

src ↗

ticker not yet mapped

$14.7M

224,112

0.7%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred) verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

ALPHABET INC

2 positions · 2 reported rows

Rows Strategic Financial Services, Inc. reported for ALPHABET INC, as it reported them
ALPHABET INC · CAP STK CL C CUSIP — src ↗	$9.7M	33,988
ALPHABET INC · CAP STK CL A CUSIP — src ↗	$2.4M	8,507

$12.2M

42,495

0.6%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

LAM RESEARCH CORP · COM NEW CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$7.9M

37,146

0.4%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

JPMORGAN CHASE & CO · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$7.3M

24,789

0.3%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

KLA CORP · COM NEW CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$7.2M

4,919

0.3%

—

VANGUARD INDEX FDS

8 positions · 8 reported rows

Rows Strategic Financial Services, Inc. reported for VANGUARD INDEX FDS, as it reported them
VANGUARD INDEX FDS · TOTAL STK MKT CUSIP — src ↗	$2.8M	8,598
VANGUARD INDEX FDS · GROWTH ETF CUSIP — src ↗	$1.3M	2,943
VANGUARD INDEX FDS · MID CAP ETF CUSIP — src ↗	$901K	3,136
VANGUARD INDEX FDS · MCAP GR IDXVIP CUSIP 922908538 src ↗	$660K	2,566
VANGUARD INDEX FDS · SMALL CP ETF CUSIP — src ↗	$464K	1,772
VANGUARD INDEX FDS · SML CP GRW ETF CUSIP 922908595 src ↗	$426K	1,408
VANGUARD INDEX FDS · VALUE ETF CUSIP — src ↗	$310K	1,581
VANGUARD INDEX FDS · SM CP VAL ETF CUSIP — src ↗	$305K	1,405

ticker not yet mapped

$7.1M

23,409

0.3%

—

SPDR SERIES TRUST

2 positions · 2 reported rows

Rows Strategic Financial Services, Inc. reported for SPDR SERIES TRUST, as it reported them
SPDR SERIES TRUST · STATE STREET SPD CUSIP — src ↗	$3.8M	29,736
SPDR SERIES TRUST · STATE STREET SPD CUSIP — src ↗	$2.3M	87,903

ticker not yet mapped

$6.1M

117,639

0.3%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

MICROSOFT CORP · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$6.1M

16,407

0.3%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

MCKESSON CORP · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$5.9M

6,764

0.3%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

VISA INC · COM CL A CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$4.8M

15,992

0.2%

—

ISHARES TR

9 positions · 9 reported rows

Rows Strategic Financial Services, Inc. reported for ISHARES TR, as it reported them
ISHARES TR · CORE S&P500 ETF CUSIP — src ↗	$1.1M	1,702
ISHARES TR · RUS 1000 GRW ETF CUSIP — src ↗	$994K	2,331
ISHARES TR · CORE US AGGBD ET CUSIP — src ↗	$572K	5,765
ISHARES TR · CORE S&P TTL STK CUSIP — src ↗	$568K	3,988
ISHARES TR · S&P 500 GRWT ETF CUSIP — src ↗	$308K	2,720
ISHARES TR · CORE S&P MCP ETF CUSIP — src ↗	$279K	4,135
ISHARES TR · RUSSELL 2000 ETF CUSIP — src ↗	$250K	1,007
ISHARES TR · S&P 500 VAL ETF CUSIP — src ↗	$239K	1,130
ISHARES TR · RUS MID CAP ETF CUSIP — src ↗	$202K	2,081

ticker not yet mapped

$4.5M

24,859

0.2%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

SPDR GOLD TR · GOLD SHS CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$4.0M

9,364

0.2%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

GE AEROSPACE · COM NEW CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$3.5M

12,479

0.2%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

ORACLE CORP · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$3.5M

23,878

0.2%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

EXXON MOBIL CORP · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$3.4M

20,080

0.2%

—

J P MORGAN EXCHANGE TRADED F · US MOMENTUM CUSIP 46641Q779
2026-03-31 filed 2026-05-08 +38d

src ↗

ticker not yet mapped

$3.3M

48,587

0.2%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

BLACKROCK INC · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$3.0M

3,164

0.1%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

NEXTERA ENERGY INC · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$3.0M

32,166

0.1%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

COSTCO WHOLESALE CORPORATION · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$3.0M

2,978

0.1%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

M & T BK CORP · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$2.8M

13,609

0.1%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

GE VERNOVA INC · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$2.7M

3,146

0.1%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

TESLA INC · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$2.4M

6,447

0.1%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

STATE STR SPDR S&P 500 ETF T

2 positions · 2 reported rows

Rows Strategic Financial Services, Inc. reported for STATE STR SPDR S&P 500 ETF T, as it reported them
STATE STR SPDR S&P 500 ETF T · TR UNIT · CALL CUSIP — src ↗	$1.3M	2,000
STATE STR SPDR S&P 500 ETF T · TR UNIT CUSIP — src ↗	$1.1M	1,641

$2.4M

3,641

0.1%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

MERCK & CO INC · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$2.3M

19,006

0.1%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

JOHNSON & JOHNSON · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$2.2M

9,059

0.1%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

TJX COS INC NEW · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$2.1M

13,358

0.1%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

AMAZON COM INC · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$2.1M

10,045

0.1%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

BROADCOM INC

2 positions · 3 reported rows

Rows Strategic Financial Services, Inc. reported for BROADCOM INC, as it reported them
BROADCOM INC · COM CUSIP — src ↗	$774K	2,500
BROADCOM INC · COM · PUT CUSIP — src ↗	$774K	2,500
BROADCOM INC · COM CUSIP — src ↗	$542K	1,752

$2.1M

6,752

0.1%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

BERKSHIRE HATHAWAY INC DEL · CL B NEW CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$2.0M

4,198

0.1%

—

VANGUARD STAR FDS · VG TL INTL STK F CUSIP 921909768
2026-03-31 filed 2026-05-08 +38d

src ↗

ticker not yet mapped

$2.0M

25,725

0.1%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

QUALCOMM INC · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$2.0M

15,160

0.1%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

CISCO SYS INC · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$1.9M

24,599

0.1%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

NVIDIA CORPORATION · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$1.8M

10,463

0.1%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

BOOKING HOLDINGS INC · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$1.8M

422

0.1%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

PEPSICO INC · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$1.5M

9,553

0.1%

—

VANGUARD MUN BD FDS · TAX EXEMPT BD CUSIP 922907746
2026-03-31 filed 2026-05-08 +38d

src ↗

ticker not yet mapped

$1.5M

29,650

0.1%

—

VANGUARD TAX-MANAGED FDS · VAN FTSE DEV MKT CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

ticker not yet mapped

$1.4M

21,201

0.1%

—

ALPS ETF TR · MED BREAKTHGH CUSIP 00162Q593
2026-03-31 filed 2026-05-08 +38d

src ↗

ticker not yet mapped

$1.3M

24,869

0.1%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

NXP SEMICONDUCTORS N V · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$1.3M

6,600

0.1%

—

VANGUARD INTL EQUITY INDEX F

2 positions · 2 reported rows

Rows Strategic Financial Services, Inc. reported for VANGUARD INTL EQUITY INDEX F, as it reported them
VANGUARD INTL EQUITY INDEX F · FTSE EMR MKT ETF CUSIP 922042858 src ↗	$840K	15,550
VANGUARD INTL EQUITY INDEX F · ALLWRLD EX US CUSIP — src ↗	$347K	4,621

ticker not yet mapped

$1.2M

20,171

0.1%

—

VANGUARD SPECIALIZED FUNDS · DIV APP ETF CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

ticker not yet mapped

$1.2M

5,448

0.1%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

ULTA BEAUTY INC · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$1.1M

2,183

0.1%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

PHILLIPS 66 · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$1.1M

5,857

0.1%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

INTERNATIONAL BUSINESS MACHS · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$1.1M

4,332

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

PROCTER & GAMBLE CO · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$928K

6,421

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

ABBVIE INC · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$904K

4,155

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

MASTERCARD INCORPORATED · CL A CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$885K

1,772

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

GOLDMAN SACHS GROUP INC · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$876K

1,035

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

DEERE & CO · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$851K

1,511

0.0%

—

PUTNAM ETF TRUST · FRANKLIN NY MUNI CUSIP 746729763
2026-03-31 filed 2026-05-08 +38d

src ↗

ticker not yet mapped

$850K

108,955

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

MORGAN STANLEY · COM NEW CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$843K

5,125

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

WALMART INC · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$843K

6,783

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

META PLATFORMS INC · CL A CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$806K

1,409

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

UNITEDHEALTH GROUP INC · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$771K

2,849

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

CHUBB LTD SWITZ · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$680K

2,087

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

MCDONALDS CORP · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$663K

2,132

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

SCHWAB CHARLES CORP · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$583K

6,199

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

CORNING INC · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$559K

4,111

0.0%

—

NORWOOD FINANCIAL CORP · COM CUSIP 669549107
2026-03-31 filed 2026-05-08 +38d

src ↗

ticker not yet mapped

$529K

17,972

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

PUBLIC STORAGE OPER CO · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$513K

1,895

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

AUTOMATIC DATA PROCESSING IN · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$513K

2,523

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

IDEXX LABS INC · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$510K

908

0.0%

—

COMMUNITY FINANCIAL SYSTEM I · COM CUSIP 203607106
2026-03-31 filed 2026-05-08 +38d

src ↗

ticker not yet mapped

$509K

8,686

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

HOME DEPOT INC · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$485K

1,475

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

CSX CORP · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$476K

11,606

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

ELI LILLY & CO · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$474K

515

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

RTX CORPORATION · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$473K

2,453

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

CHEVRON CORPORATION · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$460K

2,221

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

ASML HLDG NV · N Y REGISTRY SHS CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$453K

343

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

COCA COLA CO · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$450K

5,919

0.0%

—

SCHWAB STRATEGIC TR

2 positions · 2 reported rows

Rows Strategic Financial Services, Inc. reported for SCHWAB STRATEGIC TR, as it reported them
SCHWAB STRATEGIC TR · US SML CAP ETF CUSIP — src ↗	$229K	7,864
SCHWAB STRATEGIC TR · INTL EQTY ETF CUSIP — src ↗	$216K	8,722

ticker not yet mapped

$445K

16,586

0.0%

—

TOMPKINS FINL CORP · COM CUSIP 890110109
2026-03-31 filed 2026-05-08 +38d

src ↗

ticker not yet mapped

$402K

5,095

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

CATERPILLAR INC · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$399K

563

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

TRAVELERS COMPANIES INC · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$388K

1,330

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

ILLINOIS TOOL WKS INC · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$356K

1,367

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

ABBOTT LABORATORIES · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$342K

3,329

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

WASTE MGMT INC DEL · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$335K

1,459

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

CONOCOPHILLIPS · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$300K

2,270

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

ALLSTATE CORP · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$285K

1,375

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

HARTFORD INSURANCE GROUP INC · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$280K

2,072

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

SOUTHERN CO · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$267K

2,768

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

HONEYWELL INTL INC · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$263K

1,163

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

VERIZON COMMUNICATIONS INC · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$259K

5,154

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

HERSHEY CO · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$259K

1,244

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

MONDELEZ INTL INC · CL A CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$247K

4,287

0.0%

—

IMMUCELL CORP · COM PAR CUSIP 452525306
2026-03-31 filed 2026-05-08 +38d

src ↗

ticker not yet mapped

$234K

37,000

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

COLGATE PALMOLIVE CO · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$231K

2,710

0.0%

verified against the SEC company list on 2026-09-10 — a reviewed mapping row for this filed issuer name and class (never inferred)

BOEING CO · COM CUSIP —
2026-03-31 filed 2026-05-08 +38d

src ↗

$231K

1,160

0.0%

1–20 of the 100 issuers on this page

One line per issuer, largest first — open a line for its reported rows. Grouping ↗

Book shape

Tick = median of the 8,748 tracked filers with a 2026-03-31 book (the index median: the 8,662 with a complete book). Concentration uses reported 13F long value, not total assets; the index is withheld when any position lacks a value.

share of the period's disclosed value held in the top-N positions; denominator is reported 13F value, not total assets: 92.5%above median 80.0%
integer Herfindahl–Hirschman index in basis points over disclosed position values: 800 bpsabove median 446 bps
holdings with no disclosed value (undisclosed, or unreadable on the filing) — kept and counted, never shown as zero: 153 / 153median book 97.5 positions

152 quarter-over-quarter rows

Filing history

Available filing periods
Period	Source
2026-03-31	EDGAR ↗

Complete source filings on SEC EDGAR

The filing on EDGAR is the record, including any filed after this build.

Open Strategic Financial Services, Inc.'s 13F filings on SEC EDGAR ↗

A 13F is a quarterly, long-only snapshot filed up to 45 days late — not current holdings. what a 13F covers ↗

13F reports cover LONG positions in Section 13(f) securities (US exchange-traded equities plus reportable options, warrants, certain convertibles) held by managers with at least $100M in such securities — so managers below that threshold are absent entirely. No short positions, no cash, no non-13(f) assets — not a full portfolio, and not a census of institutional ownership.

Positions are quarter-end snapshots filed up to 45 days late — not current holdings: a position may have changed or closed since the quarter ended.

Values are the manager's stated market value at quarter-end in era-dependent units (whole dollars for form versions effective 2023-01-03 onward, thousands before), normalized here to whole dollars; each record notes its original unit.

Affiliated managers may report the same position, so one position can appear under more than one filer.

Positions under confidential treatment may be omitted until a later amendment discloses them.

These are disclosures, not investment advice.

Changes · Q1 2026Quarter ended 2026-03-31. Newest filing in this build: 2026-07-31. Per-row filing dates are on each receipt.

Reported positions — 2026-03-31

Book shape

Filing history

Changes · Quarter ended 2026-03-31. Newest filing in this build: 2026-07-31. Per-row filing dates are on each receipt.